Forgot Password   Security
 
 
 
 
 
     

Loan Rates

Interest rates are subject to change without notice. Interest rates are stated as an Annual Percentage Rate (APR) and are applied as simple interest on the unpaid balances. Approved loan amount is determined by the applicant's credit score, terms and conditions. For additional details, please contact any GECU branch at (423)283-4300.

Interest rates are determined utilizing risk-based lending and calculated based on credit history, down payment, and term requested (maximum rate of 18.00% ). Certain restrictions apply.

New Auto

Term Base Rate
12 - 48 months 1.75 - 14.00%
49 - 60 months 2.25 - 14.25%
61 - 72 months 2.50 - 15.00%
73 - 84 months 2.75 - 15.00%
85 - 96 months 4.25 - 15.00%


Used Auto

Term Base Rate
12 - 48 months 2.5-15.00%
49 - 60 months 2.75-15.00%
61 - 72 months 3.00-15.00%


First Time Auto Financing

Term Base Rate
Up to 48 months 9.50%
Up to 60 months 10.50%
Up to 72 months 11.50%


Motorcycles/Boat/RV

Term Base Rate
12 - 48 months 4.25 - 15.25%
49 - 60 months 5.25 - 15.50%
61 - 72 months 5.75 - 16.00%
73 - 84 months 6.25 - 16.00%
85 - 96 months 7.00 - 16.00%


Signature/Consolidation

Term Base Rate
12 - 24 months 7.99 - 17.99%
25 - 36 months 7.99 - 17.99%
37 - 48 months 8.99 - 17.99%
49 - 60 months 9.99 - 17.99%
Consolidation up to 60 months 7.99 - 17.99%


Personal Line of Credit

Loan Amount Rate
$2,500 - $25,000.00 The rate is currently 13.25%. The rate is variable . It is prime + 9.00%.


1st Mortgage and 2nd Mortgage

Please call one of our knowledgeable Mortgage Originators at (423) 283-4300 today to find out our current rates.


Home Equity Line of Credit (HELOC)

Term Base Rate Loan Amount
Call for Details 5.25 - 9.25% $10,000 minimum and up to 90% of property's value


Unimproved Property

Term Base Rate
5 year 7.25%
7 year 7.75%
10 year 8.25%


Share or CD Secured

Term Base Rate Loan Amount
Up to 120 months Current Savings/CD rate +3.00% $500 and up


Overdraft Line of Credit

Loan Amount Base Rate
$500 17.99%
$1,000 17.99%