First Time Auto Financing

In addition to great rates and fast friendly service, GECU helps first-time auto buyers finance their first auto purchase. We help first-time buyers understand the financing process and the terms of their auto loan as well as ensuring their repayment plan is affordable. Same day financing available

  • Applicant must have at least 12 months of employment history with current employer and provide proof of income. If applicant has less than 12 months of employment a cosigner may be added.
  • Applicant must provide proof of auto insurance.
  • Finance up to 100% of NADA retail value before taxes and add-ons and 125% of NADA retail value after taxes and add-ons.
  • Two references.

Ready to start the application process?

Apply at any branch location during normal business hours or online.

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**Terms and conditions may apply. Application process may be delayed or refused if application information is not received in a timely manner. Underwriting criteria are subject to change without notice