Revised on: 04/2024 | |
FACTS |
WHAT DOES GREATER EASTERN CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?
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Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Greater Eastern CU chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does GECU share? | Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes – to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | No |
For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We don’t share |
For nonaffiliates to market to you – |
No | We don’t share |
Questions? | Call 423-283-4300 or go to www.greatereastern.org |
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Who we are | |
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Who is providing this notice? | GREATER EASTERN CREDIT UNION |
What we do | |
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How does GECU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic, and procedural safeguards that comply with federal regulations. |
How does GECU collect my personal information? |
We collect your personal information, for example, when you
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
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Definitions | |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. • GECU has no affiliates |
Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
• Non affiliates we share with can include mortgage, insurance, data processor and service provider companies. |
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include companies such as insurance companies. |
Other important information | |
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No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. |