Savings & Certificates

A GECU savings account is your first step to achieving your financial goals! GECU offers many levels of savings to fit every member's needs. Each of our savings (excluding CDs) can be set up for automatic deposits to make savings even easier! All of GECU's savings accounts are federally insured up to $250,000 and backed by the full faith and credit of the United States Government.

Primary Savings

A $5.00 deposit is required to stay in your primary savings account as your share in the credit union. This account can be used for Overdraft Protection for your checking account at no cost.

Special Savings

Use your special savings for whatever you like--vacation, a down payment on your dream home, or even saving for those once a year expenses like taxes.

Christmas Savings

Our Christmas savings account is the perfect way to save throughout the year so when it's holiday time your wallet doesn't feel it as much. Use automatic deposits to build your Christmas savings over the year and at the end of September your balance will be transferred to your primary savings just in time to start shopping! To help resist the temptation to dip into the account too soon early withdrawals are subject to a $10 fee.

Money Market

Money Market accounts are a great way to earn a higher interest rate on your funds without being locked into a certificate for a specified term. Our Money Market account offers two tiers of earning based on your current balance. Interest is accrued monthly instead of quarterly--helping your earnings compound even faster!


Looking to earn a competitive rate on your money? GECU offers several terms to choose from. Minimum balance to open a CD is $500 ($250 for Student CDs). Special Youth CD’s are also available. Check into our current rates.