Whether you carry a balance from month to month or pay your balance in full, the GECU VISA credit card is a smart choice. Enjoy the convenience of getting what you need when you need it. Our credit card offers several great features for you to benefit from:

  • Lower rates than the national average
  • No annual fee
  • 25 day grace period
  • Accepted Worldwide at over 20 million locations--everywhere you see the VISA symbol
  • Non-Variable rates as low as 8.90% APR (Annual Percentage Rate; actual rate received based on credit score)
  • No cash advance fees. APR on cash advances is equal to your purchases APR.
  • 1% foreign transaction fee
  • 100% protected from unauthorized card use
  • Minimum payment of only 2% of outstanding balance or $25, whichever is greater
  • Payments accepted at GECU locations
  • Manage your VISA credit card account online for free at
  • Travel Accident Insurance
  • Extended Warranty Program

Ready to start the application process?
You can apply in any of our branches during normal business hours.