Loan Rates
Interest rates are subject to change without notice. Interest rates are stated as an Annual Percentage Rate (APR) and are applied as simple interest on the unpaid balances. Approved loan amount is determined by the applicant's credit score, terms and conditions. For additional details, please contact any GECU branch at (423) 283-4300.
Interest rates are determined utilizing risk-based lending and calculated based on credit history, down payment, and term requested (maximum rate of 18.00%). Certain restrictions apply.
Interest rates are determined utilizing risk-based lending and calculated based on credit history, down payment, and term requested (maximum rate of 18.00%). Certain restrictions apply.
New & Used Auto
Term | Collateral Type | APR Rate- As low as |
---|---|---|
12-96 months | New | 4.25 - 16.25% |
12-96 months | Used | 4.75 - 17.25% |
Motorcycles
Term | Collateral Type | APR Rate- As low as |
---|---|---|
12 - 108 months | New | 5.25 - 15.75% |
12- 84 months | Used | 5.75 - 16.75% |
Boats
Term | Collateral Type | APR Rate- As low as |
---|---|---|
12-180 months | New | 5.00 - 16.25% |
12-180 months | Used | 5.50 - 16.75% |
Campers / Travel Trailers
Term | Collateral Type | APR Rate- As low as |
---|---|---|
12 - 240 months | New | 4.50 - 15.50% |
12 - 240 months | Used | 5.00 - 16.50% |
Motor Homes
Term | Collateral Type | APR Rate- As low as |
---|---|---|
12 - 240 months | New | 4.50 - 15.50% |
12 - 240 months | Used | 5.00 - 16.50% |
Equipment/Big Toy
Term | Collateral Type | APR Rate- As low as |
---|---|---|
12 - 120 months | New | 7.00% - 10.00% |
12 - 120 months | Used | 7.50% - 10.50% |
Signature/Consolidation
Term | APR Rate- As low as |
---|---|
12 - 60 months | 7.99 - 17.99% |
Credit Starter/Credit Builder
Loan Amount | APR Rate- As low as |
---|---|
$500 - $1,000 | 6.00 - 14.99% |
Personal Line of Credit
Loan Amount | APR Rate- As low as |
---|---|
$3,000 - $25,000.00 | The rate is currently 13.75%. The rate is variable. It is prime + 6.00%. |
Mortgage
First-time, Conventional and VA Financing Options
Please call one of our knowledgeable Mortgage Originators at (423) 283-4300 today to find out our current rates.
Home Equity Line of Credit (HELOC)
Term | Base Rate | Loan Amount |
---|---|---|
Call for Details | As low as 7.75% | $10,000 minimum and up to 90% of property's value |
Share or CD Secured
Term | APR Rate- As low as | Loan Amount |
---|---|---|
Up to 120 months | Current Savings/CD rate +3.00% | $500 and up |
Overdraft Line of Credit
Loan Amount | APR Rate- As low as |
---|---|
$500 | 17.90% |
$1,000 | 17.90% |